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How do I
contact the Claims Office?
PLANS A, B, C, D, AB,
CD, E & S (as of July
1, 2010 are no longer available for renewal or new
purchases.)
AIGCS -
1-800-551-0824
PO
BOX 25987
Shawnee
Mission, KS 66225
Economy, Standard,
Super, Platinum & EPLUS Plans
Co-ordinated
Benefit Plans, Inc -
(866) 282-6524
PO
BOX 26222
Tampa, FL 33623-6222
Outbound Plans - Atlas and Citizen Secure
Client Zone:
https://zone.hccmis.com/clientzone/
HCC
Medical Insurance Services - (800) 605-2282 /
If calling from outside the US, call collect to (317)
262-2132
PO BOX 863
Indianapolis, IN 46206
Click here for more information
about claims
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Is there a
Plan option for Students?
Economy,
Standard, Super & Platinum Plans
Student-The
Student rate is open to International Students,
visiting Faculty, Scholars, or other persons over
the age of twelve (12) up to and including age
sixty-four (64), who are temporarily residing
outside their Home Country. The Insured must remain
engaged in educational or research activities
outside their Home Country during the Period of
Coverage.
Spouse-An
eligible spouse shall be defined as the Primary
Insured’s legal spouse up to and including age
sixty-four (64).
Child-An
Eligible Dependent Child shall mean the Primary
Insured Person’s unmarried children over thirty
(30) days and under nineteen (19) years of age or
under twenty-five (25) years of age if they are
attending an accredited institution of higher
learning on a regular full-time basis and/or wholly
dependent upon the Insured Person for maintenance
and support.
A
Student must be the primary insured in order for the
Spouse and Child to be eligible for PLANS E100,
E250, STD100, STD250, SPR100 and SPR250.
Plan
EPLUS
VISIT's Plan EPLUS is open to
any non-US citizen
traveling to the US and their family-members
traveling with them, all under the age of
79.
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What is a
Deductible?
For a covered medical expense, the Deductible is the
portion of your medical bill that is your
responsibility. The Deductible per occurrence
will first be subtracted from the total medical bill.
The remaining amount will then be multiplied by the
coinsurance (80%) to arrive at the amount which must
be paid by the insurer and the amount which remains
the responsibility of the insured.
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What is a
Per Occurrence Deductible?
A per occurrence
deductible means:
an
illness or accidental bodily injury necessitating
medical treatment by a physician as defined in this
policy. All bodily injuries sustained in any one
accident shall be considered one disablement, all
bodily disorders existing simultaneously which are due
to the same or related causes shall be considered one
disablement. If a disablement is due to causes which
are the same or related to the cause of a prior
disablement (including complications arising
there from), the disablement shall be considered a
continuation of the prior disablement and not a
separate disablement.
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What is
covered under the maternity options?
Maternity benefits are only available if the
Maternity Plan option is chosen at least 30 days
prior to conception. Maternity benefits are available
through the Economy, Standard, Super and Platinum Plans
ONLY. Please see the Schedule of
Coverage for each plan for specific details.
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Do I need to
go to a specific doctor or hospital if I need medical
attention?
PLANS A, B, C, D, AB, CD, E & S
Underwritten
by the Insurance Company of the State of
Pennsylvania
Your
Plan offers a preferred provider network through NPPN (National Preferred Provider Network) of hospitals, physicians,
and other health care providers. You are NOT
required to use NPPN;
however, utilizing this network will decrease your
out-of-pocket costs.
Contact the Coalition America, for a list of
Participating NPPN Providers at (800) 878-7896 or visit their website at www.coalitionamerica.com;
PIN #3014. If you choose a provider outside
the network, be sure to confirm that they will only
be charging you the reasonable and customary rate.
Any
fees charged over the reasonable and customary rate
will be your responsibility.
Economy,
Standard, Super, Platinum & EPLUS
Plans
Underwritten
by Virginia Surety Company, Inc.
If an emergency:
• Go directly to the hospital, or call 911 for
emergency response
• Call the 24-hour assistance service center at
the number listed on your ID card to alert the
center of your situation.
If not an emergency:
• Go to your student health center for health
services
• If you do not have access to a student health
center, you can go to a doctor of your choice, or
you can refer to the CBPI website www.cbpiservice.com
to find a provider. Of course, you may also call the
assistance service center whose number is listed on
your I.D. card to help find a provider.
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How can I
get a copy of the Policy?
Listed below are
the policy documents for each plan. To view the
policy click on the document and you will be able to
view a PDF file of each policy.
PLANS - A, B, C, D, AB, CD, E & S
Underwritten
by the Insurance Company of the State of
Pennsylvania
PLAN
A Policy - Group# 9110155
PLAN
B Policy - Group# 9110156
PLAN
C Policy - Group # 9110157
PLAN
D Policy - Group# 9110158
PLAN
E Policy - Group# 9112692 - prior to July 1,
2008
PLAN E Policy - Group# 91122692 - Effective July 1,
2008
PLAN
AB Policy - Group # 9123973
PLAN CD Policy
- Group # 9123974
PLAN S Policy - Group # 9123946
PLANS - Economy,
Standard, Super, Platinum & EPLUS
Underwritten
by Virginia Surety Company, Inc.
PLAN ECONOMY100
PLAN
ECONOMY250
PLAN STANDARD100
PLAN STANDARD250
PLAN SUPER100
PLAN SUPER250
PLAN
PLATINUM100
PLAN PLATINUM250
PLAN EPLUS
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What
is VISIT's Cancellation Policy?
All premiums are fully earned
upon Application, and are Non-Refundable. Please apply
only for the term of coverage you need, and re-apply
as necessary as your plans may change.
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Who
Underwrites the VISIT Plans?
PLANS
AB, CD, E & S
Underwritten
by the Insurance Company of the State of
Pennsylvania, a member of the company of the AIU
Holdings, rated A "Excellent" by A.M.
Best
PLANS ECON100,
ECON250, STD100, STD250, SPR100 & SPR250
Underwritten
by Virginia Surety Company, Inc. (VSC), rated A-
“Excellent” by A.M. Best. The VSC Master
Policies are filed under form numbers IN/OUT-EOC
(01/2004) and Liability AIFS LIAB (IL 09/98R).
ATLAS & CITIZEN SECURE
The
Atlas Series is insured by Syndicate 4141 at
Lloyd's, London. Lloyd's is the largest and oldest
insurance market in the world and is rated A
(Excellent) by A.M. Best Company and A+ (Strong) by
Standard & Poor's.
Plan Administrator/Broker:
The VISIT Travel & Medical Insurance
Program is an Insurance program of
PENTECO, LLC.
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What are the U.S. State Department Medical Insurance
Requirements?
The U.S. State Department
Insurance Requirements for Exchange Visitors [22 CFR
62.14] are:
Minimum coverage shall
provide:
- Medical benefits of at least
$50,000 per accident or illness;
- Repatriation of remains in the
amount of $7,500;
- Expenses associated with the
medical evacuation of the exchange visitor to his
or her home country in the amount of $10,000; and
- A deductible not to exceed $500
per accident or illness.
For more information contact the US State
Department
http://exchanges.state.gov/education/jexchanges/administration.htm
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How do I RENEW by
Policy?
If
you are RENEWING, please complete the application form
and mark Yes for RENEWAL. You may also RENEW
over the phone for faster service.
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VISIT®
Travel & Medical Insurance Program
VISIT Travel & Medical Insurance Program, an Insurance program of