PATRIOT EXCHANGE PLAN - International Student Health Insurance, OPT Health Insurance, AT Health Insurance, Visiting Faculty Health Insurance, Scholar Health Insurance

INDIVIDUAL & GROUP Health Insurance for:

  • Student, Scholars & Families
  • Visiting Faculty & Teachers
  • J-1 Visa Exchange Visitor Programs
  • Vacation/Holiday & Business Travel
  • Any Travel Outside Home Country


 Patriot Exchange includes Coverage for COVID - Protect Yourself & Loved Ones While Traveling or Studying Abroad Worldwide!

Patriot Exchange Program Quote & Buy Patriot Exchange Plan Now
Underwritten By Sirius International Insurance Corporation - Sirius
 is rated "A- Excellent" by A.M. Best


Medical insurance for Individuals and Groups involved in Educational or Cultural Exchange. Includes COVID coverage and Mental Health, but not Maternity or Pre-Existing Conditions. Pays 100% of covered medical expenses and prescriptions after deductible. Choices of Medical Maximum & Deductible. Discounts for GROUPS of 5+

Watch Video
PATRIOT EXCHANGE PROGRAM Coverages    Quote & Buy Patriot Exchange Plan Now 
Coverages Patriot Exchange Programs    Who is ELIGIBLE for Patriot Exchange
Accident & Sickness Medical
Routine physical exams and vaccinations are not covered
Choose $50,000, $100,000, $250,000 or $500,000 Medical Maximum per injury or illness 
J-visa - choose $100,000 or higher

Student and Dependent (Dependent eligible with student enrollment)
  • Non-US citizens studying in the USA
  • US citizens studying abroad
  • Students, visiting Faculty, Scholars, or other persons engaged in Full-TIme Educational or Research Activities in the United States
  • Dependents may be included along with the enrolled Student
  • Patriot Exchange meets or exceeds the minimum Insurance coverage required by the US State Department J-1 Exchange Visitor Program
Deductible Choose $0, $100, $250 or $500 Deductible per injury or illness
Co-insurance US In-Network: 90%
US Out-of-Network: 80%
International: 100%
Medical Lifetime Maximum $5,000,000
Prescription UCR 100%
Acute Onset of a Pre-existing Condition
No coverage  
Emergency Medical Evacuation $50,000
Repatriation of mortal remains $25,000
Terrorism $50,000 lifetime maximum
AD&D - Accidental Death & Dismemberment $25,000 Student
Maternity coverage No coverage.
Mental Health
Impatient: $10,000 maximum limit
Outpatient: $50 maximum per visit. $500 maximum limit
Political Evacuation $15,000
Incidental Trip Home 14 days
Dental Accident Coverage To a maximum of $350
Relief of sudden and unexpected pain to sound, natural teeth.
Lost Personal Items $250 maximum
Intercollegiate, Interscholastic Sports Optional coverage available
View Policy Details  

All premiums are fully earned upon Application, and are Non-Refundable. Please apply only for the term of coverage you need, and re-apply as necessary as your plans may change.
Home | FAQ | Doctors & Hospitals | Claims | Contact Us | Student & Family Insurance | Visitor Insurance | Travelers | Group Plans | Travel Tips | Privacy Policy

VISIT International Health Insurance Program
Correspondence: P.O. Box 210, Mount Vernon, VA  22121 (703) 660-9062/ (800) 247-5575/ (703) 991-9164 fax

Copyright ©2024.  All Rights Reserved.