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VISIT® Travel & Medical Insurance Program
                      for International Students, Scholars, Spouses, Families and Visitors

Call Us Today 1-800-247-5575 or 1-703-660-9062 or Buy Online Now

The Trusted Name in International Travel and Medical Insurance for over 30 Years!

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VISIT® Family Plans Are Ideal For:
  • International students
  • Spouse
  • Dependent children
  • ESL
  • Visiting faculty
  • OPT/AT students
  • Scholars & researchers
  • High school foreign students
Choose from 9 different Family Insurance Plans:
Economy Plans Standard Plans Super Plans Platinum Plans Plan E Plus
  • Choose $100K or $250K Medical
  • Maternity included up to $10,000
  • $100 deductible per illness/injury
    (reduced to $50 if Student Health)
  • 80/20 co-insurance to $10,000
  • Pre-existing conditions covered after 12 months
  • As low as $39 per month
  • Choose $100K or $250K Medical
  • Maternity included up to $10,000
  • $100 deductible per illness/injury
    (reduced to $50 if Student Health)
  • 80/20 co-insurance to $5000
  • Pre-existing conditions covered after 12 months
  • As low as $43 per month
  • Choose $100K or $250K Medical
  • Maternity covered to policy max
  • $100 deductible per illness/injury
    (reduced to $50 if Student Health)
  • 80/20 co-insurance to $5000
  • Pre-existing conditions covered after 12 months
  • As low as $48 per month
  • Choose $100K or $250K Medical
  • Maternity covered as any other illness
  • Unlimited Medical Evacuation
  • $100 deductible per illness/injury
    (reduced to $50 if Student Health)
  • 80/20 co-insurance to $5000
  • Pre-existing conditions covered after 6 months
  • As low as $53 per month
  • Choose $100K Medical
  • No maternity coverage
  • $100 deductible per policy period
  • 80/20 co-insurance to $5000
  • As low as $43 per month
Economy, Standard, Super & Platinum Plan Benefits
Underwritten by Virginia Surety Company, Inc. (VSC), rated A- “Excellent” by A.M. Best.  The VSC Master Policies are filed under form numbers IN/OUT-EOC (01/2004) and Liability AIFS LIAB (IL 09/98R)

  • Economy, Standard, Super and EPLUS plans meet or exceed U.S. State Department DS2019 requirements

  • Choose your own doctor or hospital; you are not required to use doctors within a specific network

  • Deductible reduced to $50 per occurrence if the university student health center is used first

  • Maternity coverage included - limits vary by plan

  • Pre-existing conditions covered after 12 months of continuous coverage (6 months for Platinum)

  • Sports & hazardous sports coverage included

**A Student must be the primary insured in order for the Spouse and Child to be eligible for ECONOMY, STANDARD, SUPER & PLATINUM PLANS.  Please choose a plan for each person in your family that requires coverage (Student, Spouse and child). 
Economy Insurance Plans
Choose $100K or $250K (maternity included)
Economy Plan Monthly Rates  Compare All Plan Rates  Rates as of July 1, 2010                                                                    Apply Online Now
Age Economy $100K Student                                 Economy $100K Spouse Economy $250K Student                                      Economy $250K Spouse
12-18 $39 $107 $42 $116
19-23 $42 $116 $44 $122
24-30 $83 $232 $89 $247
31-40 $129 $361 $137 $382
41-49 $209 $582 $221 $617
50-64 $285 $794 $302 $841
Dependent Child 30 days to 18 years old
(or 25 if a full-time student)		 $92 $92 $100 $100
**A Student must be the primary insured in order for the Spouse and Child to be eligible for ECONOMY, STANDARD, SUPER & PLATINUM PLANS.  Please choose a plan for each person in your family that requires coverage (Student, Spouse and child). 
Economy Plan Coverages  Compare All Plan Coverages
Coverage Economy $100K Economy $250K
Accident & Sickness Medical Student - $100,000 per injury or illness maximum
Student - $50,000 (Age 50-64)
Spouse/Child - $50,000
Spouse - $25,000 (Age 50-64)		 Student - $250,000 per injury or illness maximum
Student - $100,000 (Age 50-64)
Spouse/Child - $50,000
Spouse - $25,000 (Age 50-64)
Deductible $50 Student Health / $100 non-Student Health per injury or illness $50 Student Health / $100 non-Student Health per injury or illness
Co-insurance 80% to $10,000, 100% thereafter to policy maximum 80% to $10,000, 100% thereafter to policy maximum
Lifetime Maximum $1,000,000 $1,000,000
Emergency Medical Evacuation $100,000 $100,000
Repatriation of mortal remains $25,000 $25,000
Pre-existing condition coverage Pre-existing Conditions 12 months prior to Effective Date, waived after 12 consecutive months of coverage Pre-existing Conditions 12 months prior to Effective Date, waived after 12 consecutive months of coverage
AD&D - Accidental Death & Dismemberment $10,000 $10,000
Maternity Coverage up to $10,000 up to $10,000
Home Country Coverage 30 days of coverage up to a max. of $25,000 per policy period 30 days of coverage up to a max. of $25,000 per policy period
Sports Coverage (non-interscholastic sports) $10,000 per policy period $10,000 per policy period
Hazardous sports coverage $10,000 per policy period $10,000 per policy period
View Policy Details Economy $100K Economy $250K
Standard Insurance Plans
Choose $100K or $250K (maternity included)
Standard Plan Monthly Rates     Compare All Plan Rates  Rates as of July 1, 2010                                                                Apply Online Now                  
Age Standard $100K Student                                      Standard $100K Spouse Standard $250K Student Standard $250K Spouse
12-18 $43 $119 $45 $125
19-23 $46 $127 $48 $134
24-30 $92 $256 $96 $269
31-40 $142 $397 $150 $417
41-49 $230 $641 $242 $674
50-64 $314 $874 $330 $919
Dependent Child 30 days to 18 years old
(or 25 if a full-time student)		 $103 $103 $108 $108
**A Student must be the primary insured in order for the Spouse and Child to be eligible for ECONOMY, STANDARD, SUPER & PLATINUM PLANS.  Please choose a plan for each person in your family that requires coverage (Student, Spouse and child). 
Standard Plan Coverages  Compare All Plan Coverages
Coverage Standard $100K Standard $250K
Accident & Sickness Medical Student - $100,000 per injury or illness maximum
Student - $50,000 (Age 50-64)
Spouse/Child - $50,000
Spouse - $25,000 (Age 50-64)		 Student - $250,000 per injury or illness maximum
Student - $100,000 (Age 50-64)
Spouse/Child - $50,000
Spouse - $25,000 (Age 50-64)
Deductible $50 Student Health / $100 non-Student Health per injury or illness $50 Student Health / $100 non-Student Health per injury or illness
Co-insurance 80% to $5000, 100% thereafter to policy maximum 80% to $5000, 100% thereafter to policy maximum
Lifetime Maximum $1,000,000 $1,000,000
Emergency Medical Evacuation $100,000 $100,000
Repatriation of mortal remains $25,000 $25,000
Pre-existing condition coverage Pre-existing Conditions 12 months prior to Effective Date, waived after 12 consecutive months of coverage Pre-existing Conditions 12 months prior to Effective Date, waived after 12 consecutive months of coverage
AD&D - Accidental Death & Dismemberment $10,000 $10,000
Maternity Coverage up to $10,000 up to $10,000
Home Country coverage 30 days of coverage up to a max. of $25,000 per policy period 30 days of coverage up to a max. of $25,000 per policy period
Sports Coverage (non-interscholastic sports) $10,000 per policy period $10,000 per policy period
Hazardous sports coverage $10,000 per policy period $10,000 per policy period
View Policy Details Standard $100K Standard $250K
Super Insurance Plans
Choose $100K or $250K (maternity included)
Super Plan Monthly Rates  Compare All Plan Rates  Rates as of July 1, 2010                                                                        Apply Online Now
Age Super $100 K  Student                                           Super $100K Spouse Super $250K Student Super $250K Spouse
12-18 $48 $134 $51 $143
19-23 $50 $140 $56 $154
24-30 $102 $284 $112 $312
31-40 $158 $441 $173 $483
41-49 $257 $715 $279 $778
50-64 $349 $974 $380 $1060
Dependent Child 30 days to 18 years old
(25 if a full-time student)		 $116 $116 $125 $125
**A Student must be the primary insured in order for the Spouse and Child to be eligible for ECONOMY, STANDARD, SUPER & PLATINUM PLANS.  Please choose a plan for each person in your family that requires coverage (Student, Spouse and child). 
 
Super Plan Coverages  Compare All Plan Coverages
Coverages Super $100K Super $250K
Accident & Sickness Medical Student - $100,000 per injury or illness maximum
Student - $50,000 (Age 50-64)
Spouse/Child - $50,000
Spouse - $25,000 (Age 50-64)		 Student - $250,000 per injury or illness maximum
Student - $100,000 (Age 50-64)
Spouse/Child - $50,000
Spouse - $25,000 (Age 50-64)
Deductible $50 Student Health / $100 non-Student Health per injury or illness $50 Student Health / $100 non-Student Health per injury or illness
Co-insurance 80% to $5000, 100% thereafter to policy maximum 80% to $5000, 100% thereafter to policy maximum
Lifetime Maximum $1,000,000 $1,000,000
Emergency Medical Evacuation $100,000 $100,000
Repatriation of mortal remains $25,000 $25,000
Pre-existing condition coverage Pre-existing Conditions 12 months prior to Effective Date, waived after 12 consecutive months of coverage Pre-existing Conditions 12 months prior to Effective Date, waived after 12 consecutive months of coverage
AD&D - Accidental Death & Dismemberment $10,000 $10,000
Maternity coverage up to policy maximum up to policy maximum
Home Country coverage 30 days of coverage up to a max. of $25,000 per policy period 30 days of coverage up to a max. of $25,000 per policy period
Sports Coverage (non-interscholastic sports) $10,000 per policy period $10,000 per policy period
Hazardous sports coverage $10,000 per policy period $10,000 per policy period
View Policy Details Super $100K Super $250K
Platinum Insurance Plans
Choose $100K or $250K (maternity included)
Platinum Plan Monthly Rates  Compare All Plan Rates  Rates as of July 1, 2010                                                                    Apply Online Now
Age Platinum $100 K  Student                                           Platinum $100K Spouse Platinum $250K Student Platinum $250K Spouse
12-18 $53 $148 $56 $158
19-23 $55 $154 $62 $170
24-30 $113 $313 $124 $344
31-40 $174 $485 $191 $532
41-49 $283 $787 $307 $856
50-64 $384 $1072 $418 $1166
Dependent Child 30 days to 18 years old
(25 if a full-time student)		 $128   $138  
**A Student must be the primary insured in order for the Spouse and Child to be eligible for ECONOMY, STANDARD, SUPER & PLATINUM PLANS.  Please choose a plan for each person in your family that requires coverage (Student, Spouse and child). 
 
Platinum Plan Coverages  Compare All Plan Coverages
Coverages Platinum $100K Platinum $250K
Accident & Sickness Medical Student - $100,000 per injury or illness maximum
Student - $50,000 (Age 50-64)
Spouse/Child - $50,000
Spouse - $25,000 (Age 50-64)		 Student - $250,000 per injury or illness maximum
Student - $100,000 (Age 50-64)
Spouse/Child - $50,000
Spouse - $25,000 (Age 50-64)
Deductible $50 Student Health / $100 non-Student Health per injury or illness $50 Student Health / $100 non-Student Health per injury or illness
Co-insurance 80% to $5000, 100% thereafter to policy maximum 80% to $5000, 100% thereafter to policy maximum
Lifetime Maximum $1,000,000 $1,000,000
Emergency Medical Evacuation unlimited unlimited
Repatriation of mortal remains unlimited  unlimited
Pre-existing condition coverage 6 months prior to Effective Date, waived after 6 consecutive months of coverage 6 months prior to Effective Date, waived after 6 consecutive months of coverage
AD&D - Accidental Death & Dismemberment $10,000 $10,000
Maternity coverage Covered as any other Illness Covered as any other Illness
Home Country coverage 30 days of coverage up to a max. of $25,000 per policy period 30 days of coverage up to a max. of $25,000 per policy period
Sports Coverage (non-interscholastic sports) $10,000 per policy period $10,000 per policy period
Hazardous sports coverage $10,000 per policy period $10,000 per policy period
View Policy Details Platinum $100K Platinum $250K
Plan EPLUS
Underwritten by Virginia Surety Company, Inc. (VSC), rated A- “Excellent” by A.M. Best.  The VSC Master Policies are filed under form numbers IN/OUT-EOC (01/2004) and Liability AIFS LIAB (IL 09/98R)
Plan EPLUS Monthly Rates  Compare All Plan Rates Rates as of July 1, 2010   
Age Plan EPLUS                                                       Buy Online Now Plan EPLUS Hazardous Sports           Buy Online Now  
0-29 $43 $50
30-39 $57 $66
40-49 $90 $95
50-59 $135 $155
60-64 $169 $195
65-69 $210 $242
70-79 $265 $305
Plan EPLUS Coverages  Compare All Plan Coverages
Coverages EPLUS EPLUS Hazardous Sport
Accident & Sickness Medical $100,000 per injury or illness medical maximum $100,000 per injury or illness medical maximum
Deductible $100 per policy period $100 per policy period
Co-insurance 80% to $5000, 100% thereafter to policy maximum 80% to $5000, 100% thereafter to policy maximum
Lifetime Maximum $100,000 Age 0-69 / $50,000 Age 70-79 $100,000 Age 0-69 / $50,000 Age 70-79
Emergency Medical Evacuation up to $100,000 up to $100,000
Repatriation of mortal remains up to $25,000 up to $25,000
Pre-existing condition coverage no coverage no coverage
AD&D - Accidental Death & Dismemberment $25,000 per Insured/Spouse $5000 per Dependent Child $25,000 per Insured/Spouse $5000 per Dependent Child
Maternity coverage no coverage no coverage
Home Country coverage 60 days per 12 months of coverage up to $50,000 60 days per 12 months of coverage up to $50,000
Sports Coverage (non-interscholastic sports) up to policy maximum up to policy maximum
Hazardous Sports coverage no coverage included
Trip Interruption up to $5000 up to $5000
Return of minor child up to $10,000 up to $10,000
Lost baggage up to $250 up to $250
View Policy Details Plan E Plus E Plus-Hazardous

Cancellation Policy
All premiums are fully earned upon Application, and are Non-Refundable. Please apply only for the term of coverage you need, and re-apply as necessary as your plans may change.

VISIT Travel & Medical Insurance Program, an Insurance program of PENTECO, LLC
www.visitinsurance.com
Correspondence: P.O. Box 210, Mount Vernon, VA  22121 (703) 660-9062/ (800) 247-5575/ (703) 991-9164 fax
email:  info@visitinsurance.com

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