Global Medical

 
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Global Medical
Major Medical Coverage for People Working or Living Abroad

Have questions about the right coverage to meet your Travel Needs?  We are here to help!  703-660-9062

 
   Major Medical Coverage for ExPats



Global Medical

A long-term, annually renewable, U.S.-style major medical insurance plan.  Global Medical Insurance offers two areas of coverage to non-U.S. citizens and to U.S. expatriates who want a quality medical insurance plan that will respond to their medical needs anywhere in the world. The two areas of coverage are for people needing coverage worldwide or worldwide excluding U.S./Canada.
Major Medical Coverage





Global Medical Brochure
Coverages Global Medical Who is ELIGIBLE for Global Medical
Accident & Sickness Medical
Routine physical exams and vaccinations are not covered
Bronze: $1,000,000
Silver: $5,000,000
Gold: $5,000,000
Platinum: $8,000,000
  • Coverage for individuals or families living or working abroad
  • Contract employees living and working abroad
  • Seniors with dual residencies six months or longer outside the U.S.

Being a global citizen can be an exciting experience, but it also comes with potential complications. Your health care while traveling should not be one of those concerns. With Global Medical Insurance, a revolutionary program from International Medical Group® (IMG®), you will receive the worldwide medical coverage you need, backed by the world-class services you expect.

Global Medical Insurance allows you to choose from several plan options, customize your length and area of coverage and select from multiple deductibles and modes of payment. With your medical history in mind, the program provides different underwriting methods to extend medical coverage to you that may be declined by other companies.

Deductible Bronze: $250 to $10,000
Silver: $250 to $10,000
Gold: $250 to $25,000
Platinum: $100 to $25,000
Co-insurance In Network - Subject to deductible. No coinsurance.

Out-of-Network - Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage.
Medical Lifetime Maximum Bronze: $1,000,000
Silver: $5,000,000
Gold: $5,000,000
Platinum: $8,000,000
Prescription

Subject to deductible and coinsurance.
Available for 90 days following related inpatient treatment or outpatient surgery.
$600 maximum limit per event (includes dressings and durable medical equipment)

Pre-existing Condition
Bronze: Not covered

Silver: $50,000 lifetime maximum; $5,000 per period of coverage for unknown conditions.

 Available after 24 months of continuous coverage. Will be covered same as any other illness as of the effective date if proof of creditable coverage is provided and accepted.

Gold: $50,000 lifetime maximum; $5,000 per period of coverage for unknown conditions.

 Available after 24 months of continuous coverage. Will be covered same as any other illness as of the effective date if proof of creditable coverage is provided and accepted.


Platinum: $100 to $25,000
 
Adult Preventive Care Bronze: No Coverage
Silver: No Coverage
Gold: $250 per period of coverage - not subject to deductible or coinsurance.
Platinum: $500 per period of coverage - not subject to deductible or coinsurance.
Child Preventive Care Bronze: No Coverage
Silver: $70 maximum per visit. Maximum 3 visits per period of coverage
Gold: $200 maximum per period of coverage - no subject to deductible or coinsurance
Platinum: $500 maximum per period of coverage - not subject to deductible or coinsurance
Emergency Medical Evacuation Bronze: $50,000
Silver: $50,000
Gold: Up to Maximum Limit
Platinum: Up to Maximum Limit
Repatriation of mortal remains Bronze: $10,000
Silver: $25,000
Gold: $25,000
Platinum: $50,000
Maternity coverage

Only Available through the Platinum Plan:
$2,500 additional deductible per pregnancy.
$50,000 lifetime maximum. $200 newborn preventative care benefit for the first 31 days – 12 months after birth.
$250,000 maximum for newborn care & congenital disorders for the first 31 days after birth

Mental Health
Bronze: No Coverage
Silver:  Outpatient coverage after 12 months
Gold:  $10,000 per maximum period of coverage.  Lifetime Maximum $50,000. Available after 12 month continuous coverage
Platinum:  `00%
Political Evacuation Platinum Only - $10,000
Traumatic Dental Injury Coverage Bronze:  $1,000
Silver:  $1,000
Gold:  Up to the lifetime maximum
Platinum:  Up to the lifetime maximum
Dental Unexpected Pain Bronze:  No coverage
Silver:  No coverage
Gold:  $100 per period of coverage
Platinum:  Up to the lifetime maximum
 

VISIT® International Health Insurance Program
www.visitinsurance.com
P.O. Box 210, Mount Vernon, VA  22121 (703) 660-9062/ (800) 247-5575/ (703) 991-9164 fax
info@visitinsurance.com
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