VISIT Plan E PLUS Int'l Student/Traveler Health Insurance, Scholar Health Insurance, Visitor Health Insurance, Visiting Faculty Health Insurance, Family Health Insurance, OPT Health Insurance, AT Health Insurance
Plan E PLUS
EXPLORERincludes COVID
coverage to/from USA & Globally! Popular and versatile
International Health Insurance for Students, Scholars, Faculty,
Families and ANY International Travelers and GROUPS for ANY
Reason. Pays 100% of covered medical expenses after
deductible. Choice of Medical Maximum & Annual
Deductible. Includes Medical Evacuation/Repatriation, not
Maternity. No Visa Required.
Study, Travel, Work, Live –
Abroad! Study & Travel Abroad SAFELY with
Plan
E PLUS Explorer!
Students & ALL International
Travelers!
Ideal for Students, Scholars,
Faculty, Families and All Travelers outside their home
country
Available Worldwide and in all 50 U.S.
States
Choice of Medical Maximum $50,000 up to $1,000,000
Accident & Sickness
Medical Please note: Routine physical exams and vaccinations are
not covered
Choose
$50,000, $100,000, $250,000, $500,000
OR $1,000,000 Medical Maximum
per injury or illness
Age 0-64 $50,000 Age 65-79
Annual Deductible For a covered
medical expense, the Deductible is the portion of your medical
bill that is your responsibility.
Choose
$0, $100,
$250 or $500 Deductible per
policy period Students: please check if
your school allows higher
deductibles
Emergency Room Deductible: $250 For
Illness ONLY, if not admitted into the hospital. Injuries
are NOT subject to the ER Deductible.
Copayments
Walk In Clinic: $15 Urgent Care: $25
Co-insurance Co-insurance: Your share of the costs of
a covered health care service, calculated as a percent of
the allowed amount for the service.
In Network: 100%
Out-of-Network: After You pay the Deductible, the plan pays 80%
of the next $5,000 of eligible expenses, then 100% to the
selected Medical maximum
COVID
Covered as any other illness
Emergency Medical
Evacuation
(Must be approved in advance by the company)
up to $1,000,000
Repatriation of mortal
remains
(Must be approved in advance by the company)
Up to the maximum limit for return of mortal remains or ashes to
country of residence, or $5,000 maximum limit for cremation or
local burial at the place of death. Not subject to deductible
Pre-existing condition
coverage
No coverage
for
Pre-existing medical condition, sickness, Injury, Illness,
disease, Mental Illness or Mental Nervous Disorder, regardless
of the cause including any congenital, chronic, subsequent, or
recurring complications or consequences related thereto or
resulting there from that with reasonable medical certainty
existed at the time of application or any time during the 36
months prior to the effective date of coverage under this policy, whether or not previously manifested, symptomatic, known,
diagnosed, treated or disclosed.
Pre-Certification
50% reduction of eligible medical expenses if
pre-certification provisions are not met
The following must always be pre-certified
for medical necessity before admission or receiving treatments
and/or supplies: Any treatment requiring inpatient
hospitalization, Surgery or surgical procedure, including
outpatient surgery, CAT scans or MRI's, Care in an extended care
facility, Home nursing care, Chemotherapy, Radiation Therapy,
Interfacility Ambulance Transfer.
AD&D - Accidental Death
& Dismemberment
$25,000 per
Insured/Spouse $5,000 per Dependent Child
Maternity coverage
No coverage
Home Country coverage
14 Days
Dental (Accident Coverage only)
To a maximum
of $500 (available only if purchased for 1 month or more)
CANCELLATION POLICY All premiums are fully earned upon Application,
and are Non-Refundable. Please apply only for the term of coverage you
need, and re-apply as necessary as your plans may change.
VISIT International Health Insurance Program
www.visitinsurance.com Correspondence:
P.O. Box 210, Mount Vernon, VA 22121 (703) 660-9062/ (800) 247-5575/
(703) 991-9164 fax
email: info@visitinsurance.com
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