VISIT Plan E PLUS International Student and Traveler Health Insurance" - The "Everyone - Everywhere" International Student and Traveler Health Insurance Plan

 
INDIVIDUAL & GROUP Health Insurance

  • Students, Scholars & Families
  • Visiting Faculty & Teachers
  • J-1 Visa Exchange Visitor Programs
  • Vacation/Holiday & Business Travel
  • ANY Travel Outside Home Country
  • GROUPS: NGO/School/Exchange

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EXPLORER (Plan E PLUS)
 The "Everyone – Everywhere" Plan
 STUDY – TRAVEL – WORK – LIVE – Abroad! - SAFELY with VISIT® EXPLORER

Have questions about the right coverage to meet your visa or school requirements?  We are here to help!  703-660-9062

   
Plan E PLUS 

EXPLORER (Plan E PLUS)
STUDENT & TRAVELER Health Insurance 
Any Travel ◦ Anywhere ◦ Any Reason

Health Insurance for Accidents, Sickness and Medical Evacuation when Studying, Visiting or Traveling Abroad outside your Home Country – for ANY Reason! 

VISIT® EXPLORER is ideal for: 

  • STUDENTS, Scholars, Visiting Faculty & Families (F, J or any Visa)

  • Dependents SAME Price as Students (Student enrollment not required)

  • OPT

  • STUDY ABROAD Worldwide

  • ANY TRAVELER or VISITOR outside home country – for ANY Reason!

  • International GROUPS – Education, Cultural Exchange, Music, Vacation etc.

  • VACATION, Holiday, Tours, Cruises, Senior Travel

  • BUSINESS or Conference Travel

  • RELIGIOUS, Church, Mission or NGOs

  • ANY International Travel for ANY Reason!

 
     Popular STUDENT & TRAVELER Health Insurance Plans

Exclusively offered by VISIT®




EXPLORER (Plan E PLUS)
Inexpensive Essential Coverage!
  • Affordable International Health Insurance for Students, Scholars, Faculty, Families and ANY International Travelers and GROUPS for ANY Reason!
  • Meets or exceeds J-Visa insurance requirements
  • F-2 & J-2 eligible to enroll without F-1 & J-1
  • Pays 100% of covered medical expenses after deductible
  • Choose a Medical Maximum from $100,000 up to $1,000,000 Per Accident or Illness
  • Choose an Annual Deductible from $0 to $500
  • NOW INCLUDES Mental Health & Substance Abuse Coverage!
  • Includes Medical Evacuation and Repatriation 
  • Includes COVID coverage to/from the USA & Globally
  • EXPLORER does not include Maternity

No Visa Required!
Study, Travel, Work, Live – Abroad!
Study & Travel safely with EXPLORER (Plan E PLUS)!

Essential Coverage &
Flexible Optional
Coverage






EXPLORER (Plan E PLUS) Brochure
Watch EXPLORER (Plan E PLUS) Video



 
Coverages Plan E PLUS EXPLORER
Accident & Sickness Medical
Please note: Routine physical exams and vaccinations are not covered
Renewable for up to 3 years
Choose $50,000, $100,000, $250,000, $500,000 OR $1,000,000
Medical Maximum per injury or illness
Age 0-64

$50,000 Age 65-79
Annual Deductible
For a covered medical expense, the Deductible is the portion of your medical bill that is your responsibility.
Choose $0, $100, $250 or $500 Deductible per policy period
Students: please check if your school allows higher deductibles


Emergency Room Deductible:  $250
For Illness ONLY, if not admitted into the hospital.  Injuries are NOT subject to the ER Deductible.
Copayments Walk In Clinic:  $15
Urgent Care:  $25
Co-insurance
Co-insurance: Your share of the costs of a covered health care service, calculated as a percent of the allowed amount for the service.

In Network:  100%

Out-of-Network:  After You pay the Deductible, the plan pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Medical maximum

COVID Covered as any other illness
Mental Health & Substance Abuse Coverage Impatient: $10,000 maximum limit
Outpatient: $50 maximum per visit. $500 maximum limit
Emergency Medical Evacuation
(Must be approved in advance by the company)
up to $1,000,000
Repatriation of mortal remains
(Must be approved in advance by the company)
Up to the maximum limit for return of mortal remains or ashes to country of residence, or $5,000 maximum limit for cremation or local burial at the place of death. Not subject to deductible
Pre-existing condition coverage No coverage for Pre-existing medical condition, sickness, Injury, Illness, disease, Mental Illness or Mental Nervous Disorder, regardless of the cause including any congenital, chronic, subsequent, or recurring complications or consequences related thereto or resulting there from that with reasonable medical certainty existed at the time of application or any time during the 36 months prior to the effective date of coverage under this policy, whether or not previously manifested, symptomatic, known, diagnosed, treated or disclosed.
Pre-Certification

50% reduction of eligible medical expenses if pre-certification provisions are not met

The following must always be pre-certified for medical necessity before admission or receiving treatments and/or supplies: Any treatment requiring inpatient hospitalization, Surgery or surgical procedure, including outpatient surgery, CAT scans or MRI's, Care in an extended care facility, Home nursing care, Chemotherapy, Radiation Therapy, Interfacility Ambulance Transfer.

AD&D - Accidental Death & Dismemberment $25,000 per Insured/Spouse $5,000 per Dependent Child
Maternity coverage No coverage
Home Country coverage 14 Days
Dental (Accident Coverage only) To a maximum of $500 (available only if purchased for 1 month or more)
Personal Liability $100,000 / $25,000 Property Damage
Hazardous Sports coverage No Coverage
Return of Minor Child up to $10,000
Lost baggage up to $250
Assistance Services Included
View Policy Details

VISIT® International Health Insurance Program
www.visitinsurance.com
P.O. Box 210, Mount Vernon, VA  22121 (703) 660-9062/ (800) 247-5575/ (703) 991-9164 fax
info@visitinsurance.com
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