VISIT Plan E PLUS Int'l Student/Traveler Health Insurance, Scholar Health Insurance, Visitor Health Insurance, Visiting Faculty Health Insurance, Family Health Insurance, OPT Health Insurance, AT Health Insurance

INDIVIDUAL & GROUP Health Insurance for:

  • Student, Scholars & Families
  • Visiting Faculty & Teachers
  • J-1 Visa Exchange Visitor Programs
  • Vacation/Holiday & Business Travel
  • Any Travel Outside Home Country

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1-800-247-5575
1-703-660-9090

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Plan E PLUS  EXPLORER  Quote & Buy Plan E Plus EXPLORER Now!
 The "Everyone Everywhere" Plan
Underwritten By Sirius Point - Sirius is rated "A- Excellent" by A.M. Best


explorer

BROCHURE



Plan E PLUS EXPLORER includes COVID coverage to/from USA & Globally! Popular and versatile International Health Insurance for Students, Scholars, Faculty, Families and ANY International Travelers and GROUPS for ANY Reason. Pays 100% of covered medical expenses after deductible. Choice of Medical Maximum & Annual Deductible. Includes Medical Evacuation/Repatriation, not Maternity. No Visa Required. 

Study, Travel, Work, Live Abroad!
Study & Travel Abroad SAFELY with Plan E PLUS Explorer!

Students & ALL International Travelers! 

  • Ideal for Students, Scholars, Faculty, Families and All Travelers outside their home country
  • Available Worldwide and in all 50 U.S. States
  • Choice of Medical Maximum $50,000 up to $1,000,000
  • Choice of Deductible $0, $100, $250, or $500
  • Now includes Teladoc virtual doctor visits!
  • 100% Plan, No coinsurance
  • INCLUDES COVID coverage!
  • (J-1 visa requires at let $100,000 Medical Maximum)-1 visa requires at least $100,000 Medical Maximum)




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Plan E PLUS EXPLORER Coverages   Quote & Buy Plan E Plus EXPLORER Now!   
Coverages Plan E PLUS EXPLORER
Accident & Sickness Medical
Please note: Routine physical exams and vaccinations are not covered
Choose $50,000, $100,000, $250,000, $500,000 OR $1,000,000
Medical Maximum per injury or illness
Age 0-64

$50,000 Age 65-79
Annual Deductible
For a covered medical expense, the Deductible is the portion of your medical bill that is your responsibility.
Choose $0, $100, $250 or $500 Deductible per policy period
Students: please check if your school allows higher deductibles


Emergency Room Deductible:  $250
For Illness ONLY, if not admitted into the hospital.  Injuries are NOT subject to the ER Deductible.
Copayments Walk In Clinic:  $15
Urgent Care:  $25
Co-insurance
Co-insurance: Your share of the costs of a covered health care service, calculated as a percent of the allowed amount for the service.

In Network:  100%

Out-of-Network:  After You pay the Deductible, the plan pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Medical maximum

COVID Covered as any other illness
Emergency Medical Evacuation
(Must be approved in advance by the company)
up to $1,000,000
Repatriation of mortal remains
(Must be approved in advance by the company)
Up to the maximum limit for return of mortal remains or ashes to country of residence, or $5,000 maximum limit for cremation or local burial at the place of death. Not subject to deductible
Pre-existing condition coverage No coverage for Pre-existing medical condition, sickness, Injury, Illness, disease, Mental Illness or Mental Nervous Disorder, regardless of the cause including any congenital, chronic, subsequent, or recurring complications or consequences related thereto or resulting there from that with reasonable medical certainty existed at the time of application or any time during the 36 months prior to the effective date of coverage under this policy, whether or not previously manifested, symptomatic, known, diagnosed, treated or disclosed.
Pre-Certification

50% reduction of eligible medical expenses if pre-certification provisions are not met

The following must always be pre-certified for medical necessity before admission or receiving treatments and/or supplies: Any treatment requiring inpatient hospitalization, Surgery or surgical procedure, including outpatient surgery, CAT scans or MRI's, Care in an extended care facility, Home nursing care, Chemotherapy, Radiation Therapy, Interfacility Ambulance Transfer.

AD&D - Accidental Death & Dismemberment $25,000 per Insured/Spouse $5,000 per Dependent Child
Maternity coverage No coverage
Home Country coverage 14 Days
Dental (Accident Coverage only) To a maximum of $500 (available only if purchased for 1 month or more)
Personal Liability $100,000 / $25,000 Property Damage
Hazardous Sports coverage No Coverage
Return of Minor Child up to $10,000
Lost baggage up to $250
Assistance Services Included
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CANCELLATION POLICY
All premiums are fully earned upon Application, and are Non-Refundable. Please apply only for the term of coverage you need, and re-apply as necessary as your plans may change.
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Correspondence: P.O. Box 210, Mount Vernon, VA  22121 (703) 660-9062/ (800) 247-5575/ (703) 991-9164 fax
email:
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