top of page
A diverse group-of-students-smiling-while-holding-books-on-a-sunny-campus-background-empha

STUDENT Insurance

Students, Scholars, OPT, Study Abroad & Schools

for almost 50 Years!

For Recommendations about the right Plan for You & your School
Try our helpful
AI Tools at lower left or contact us at info@visitinsurance.com or 703-660-9062

Fully ACA-Compliant ELITE, ACA-Comparable ROYAL and USCHIP and UnitedHealthcare plans

are acceptable as "Waivers" at most USA Universities & Colleges, or choose our

Basic coverage plans at a lower price point such as CROMO, StudentSecure or our popular EXPLORER

Enroll Today and we'll submit your Insurance Waiver for you!

Full Refund within 14 days (restrictions may apply - see details)

IT'S EASY TO WAIVE!
Let Us Show You How

If your school denies your waiver, you may request a full refund.  Refund requests must be submitted within 14 days of the waiver denial date and only if the plan has not been used.  Proof of the school's denial is required. Please email your request to VISIT® Insurance at info@visitinsurance.com

Student & Scholar

Unlimited Medical Insurance (ACA Plans)

Accepted by Most Schools!   Enroll in Minutes & Save 

portrait-photography-of-an-international-student-smiling-confidently-while-holding-books-i

ELITE

Fully ACA-Compliant Insurance Starting at $1,621 per year!

ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles

  • ELITE 450 as low as    $1,621 / year

  • ELITE 250 as low as    $1,909 / year

  • ELITE PLUS as low as $2,460/year

 

For Students with an F-1 or J-1 student visa whose University requires a fully ACA-Compliant health plan with your choice of $800, $450, $250 or ELITE PLUS with $0 deductible.

Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages.

A-portrait-photography-of-a-happy-international-student-standing-beside-a-university-build

ROYAL

ACA-Comparable Insurance Starting at $1,026 per year!

ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles

  • ROYAL 500 as low as    $1,026 / year

  • ROYAL 100 as low as    $1,420 / year

  • ROYAL PLUS as low as $1,997 / year

For Students with F-1, M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program.

Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages.

VISIT - Students 2026-7.png

UnitedHealthcare Plans

ACA-Comparable & Basic Plans ideal for Most Schools!

UnitedHealthcare is ACA-Comparable Insurance with Unlimited Medical Coverage & Choice of Deductibles

  • BASIC ($500K) as low as $893 / year

  • PLUS as low as $1,289 / year

  • ELITE as low as $1,670 / year

 

Choice of 4 Student health insurance plans to meet a variety of needs and budgets.  UnitedHealthcare is the largest medical insurance provider network in the USA.

Includes Pre-Existing Conditions (waiting period may apply), Preventive Care, Mental Health & Maternity.

A young international student looking thoughtfully at a budget spreadsheet next to a lapto

US CHIP Plans

Search your School to find the Acceptable Insurance Plans!

Search Your School to find the USCHIP Student Plan accepted by your School!

Student - Cultural Exchange - Traveler

Essential Coverage at a Lower Price (non-ACA Plans)

Accepted by Many Schools!   Enroll in Minutes & Save

a-smiling-international-student-standing-in-a-sunny-campus-setting-with-a-backpack-and-a-m

StudentSecure

4 Student Plans for Every Need

StudentSecure offers FOUR levels of coverage, Basic, Smart, Select and Elite to meet most needs and budgets for Students studying away from home.
 

​The Elite plan includes Maternity and Pre-Existing (6-month waiting period) Conditions coverage as well as $200 for Preventive Care after 6-months of continuous coverage.

Select and Elite plans include $5,000 per injury coverage for athletics sports, Maternity and some Pre-Existing Conditions coverage. 

portrait-photography-of-an-international-student-smiling-confidently-on-a-modern-universit

CROMO

Coverage at a Lower Price

CROMO is recommended for Students with an F-1, M-1 or J-1 visa, and provides comprehensive and VERY affordable health insurance for Students going to the USA for an undergraduate or graduate program.

CROMO is $100,000 Medical Cover

CROMO PREMIER is $250,000

A-happy-international-student-studying-in-a-library-with-warm-tones-and-natural-daylight-l

PATRIOT EXCHANGE

Student & Cultural Exchange

PATRIOT EXCHANGE PLAN (PEP) offers coverage for Students and Cultural Exchange Programs worldwide!

A confident, young international student smiling while holding a passport and looking at a

EXPLORER

Student & Traveler Worldwide

EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health

 

Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets.  $100K+ is J-1 Visa compliant!

NO Visa Required!  Worldwide Travel!

VISIT - SHA Brochure Thumbnail.jpg

Student Health Advantage

4 Student Plans for Every Need

Student Health Advantage (SHA) provides a higher level of coverage for Students studying abroad worldwide, and the SHA Platinum plan offers some additional coverage for Maternity and Pre-Existing Conditions.

VISIT - Geo Navigator Brochure Thumbnail.jpg

BlueCross (Geo)

Coverage at a Lower Price

Navigator is medically-underwritten health insurance for more comprehensive coverage while Studying Abroad outside your home country.  Get better coverage with Navigator today!

WellAway STUDENT Insurance
for F, M, Q & J-Visa or OPT Students in the USA

Student for StudyUSA 900x900_edited_edited.png

ACA-Compliant for F-1, M & J Students

ELITE

ACA-Compliant Student Insurance Accepted by MOST Schools!

  • ELITE 450 as low as    $1,621 / year

  • ELITE 250 as low as    $1,909 / year

  • ELITE PLUS as low as $2,461 / year​

ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles.

(Minimum 12-month purchase unless graduation sooner)

 

Designed for Students with an F-1, M-1 or J-1  student visa whose University requires a fully ACA-Compliant health plan with your choice of either $800 or $450 or $250 or ELITE PLUS with $0 deductible.

Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages.

VISIT - African Guy_edited_edited.png

ACA-Comparable for F-1, M & J Students

ROYAL

ACA-Comparable Student Insurance Accepted by MANY Schools!

  • ROYAL 500 as low as $1,026 / year

  • ROYAL 100 as low as  $1,420 / year

  • ROYAL PLUS as low    $1,997 / year

ROYAL is ACA-Comparable Health Insurance with Unlimited Medical Coverage and Choice of Deductibles.

(Minimum 5-month purchase)

 

​Designed for Students with F-1, M-1 or J-1 visas, ROYAL offers comprehensive and affordable health insurance to Students going to the USA for an undergraduate or graduate program.

Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages.

VISIT - Euro dude_edited_edited.png

Basic Insurance for Less (non-ACA)

CROMO

Insurance designed at a lower price. Choose CROMO $100,000 or PREMIER $250,000 Medical + Pre-Existing Conditions + Mental Health.

(Minimum 5-month purchase)

Ideal for Schools without ACA insurance requirements!

               CROMO                PREMIER

               $100,000               $250,000

Ages

17-24      $   496.40              $   671.60

25-29      $   821.25              $1,069.45

30-45      $1,441.75              $2,317.75

VISIT - OPT Graduate Student_edited.png

Designed for OPT Students

OPT Students

Insurance designed especially for

OPT Students with F-1 Visa.  Choose OPT $200,000 or PREMIER $400,000 Medical Coverage with $500 Deductible

(Minimum 5-month purchase)

OPT is after your school insurance but before employer plan

​               OPT                     PREMIER

               $200,000              $400,000

Ages

17-24      $   452.60             $   675.25

25-29      $   726.35             $1,091.35

30-45      $1,244.65             $1,865.15

VISIT - China Girl_edited.jpg

Designed for J-1 SCHOLARS

J-1 Scholars

Insurance designed especially for Scholars, Full-Time Researchers or Visiting Faculty with J-1 & J-2 Visas

(Minimum 5-month purchase)

Meets ALL J-1 Visa minimum insurance requirements!

​               SCHOLAR            PREMIER

               $250,000              $500,000

Ages

17-24      $   569.40             $   905.20

25-29      $   901.55             $1,445.40

30-45      $1,810.40             $2,890.80

VISIT - EXPAT Panorama Pix_edited_edited

Designed for EXPATS Worldwide!

EXPATRIATES

Expatriate insurance designed for all STUDY, WORK or LIVE Abroad, including Graduates!

Basic & ACA Coverage Plans!

Compare EXPATRIATE, HORIZON & AMERICAN Plans!

EXPATRIATE - Choose Gold, Diamond or Plus​​

HORIZON - Lower Cost ACA-Compliant Plan

AMERICAN - More Coverage ACA-Compliant Plan​

​Ideal for recent Graduates seeking work or not yet eligible for an Employer Health Plan!​

VISIT - Asian Girl_edited_edited.png

University of Southern California ELITE

USC World Elite

Insurance designed for F-1 Students at University of Southern California only

  • ELITE 450 as low as    $1,500 / year

  • ELITE 250 as low as    $1,967 / year

  • ELITE PLUS as low as $2,208 / year​

USC ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and Choice of Deductibles

 

Designed for USC Students with an F-1 student visa which requires a fully ACA-Compliant health plan

with your choice of either $800 or $450 or $250 or ELITE PLUS with $0 deductible.

Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages.

iStock-514786946_edited.jpg

University of South Florida ELITE

USF World Elite

Insurance designed for F-1 Students at University of South Florida only

Ages

17-24      $1,102.30 / year

25-29      $1,321.30 / year

30-45      $2,423.60 / year

USF ELITE is fully ACA-Compliant Health Insurance with Unlimited Medical Coverage and $450 Deductible

 

Designed for USF Students with an F-1 student visa which requires a fully ACA-Compliant health plan with a $450 deductible.

Includes Pre-Existing Conditions (no waiting period), Preventive Care, Mental Health & Maternity coverages.

EXPLORER (Plan E Plus)
Students, Study Abroad & Travelers

VISIT® EXPLORER is Travel Medical insurance for anyone Traveling or Studying Abroad outside their Home Country.  EXPLORER is ideally suited for STUDY ABROAD for Individuals, Groups & Faculty-Led Programs,  includes important Mental Health coverage, and meets many School/ Visa Requirements.  EXPLORER is designed to be J-1 Visa compliant ($100,000 minimum), and is ideal for J-1 Cultural Exchange Programs.

Get Your INDIVIDUAL or GROUP Quote Below, and ENROLL Today for Coverage as Soon as Tomorrow!

VISIT - Group of Students Hi Resolution.jpg

STUDENTS & SCHOLARS

EXPLORER is ideal for STUDENTS & SCHOLARS and is designed to be J-1 Visa compliant.  EXPLORER is also Ideal for SCHOOLS without a "SHIP" plan but require student insurance, or Students needing individual coverage.

VISIT - Study Abroad for website Hi Resolution.jpg

STUDY ABROAD

EXPLORER is ideally suited for STUDY ABROAD for Individual Students, Groups or Faculty-Led Programs, and includes important Mental Health Coverage while far away from Home.  Group Rates Available!

VISIT - Boy with Backpack.jpg

TRAVELERS

EXPLORER is ideal for TRAVEL Worldwide, with Daily Rates to match your itinerary and a broad range of Medical Coverage and Deductibles including important Mental Health, Assistance, Liability & Lost Baggage

EXPLORER

Health Insurance for Accidents, Sickness & Medical Evacuation when Studying or Traveling Abroad outside your Home Country for Any Reason!

 

EXPLORER is Ideal for:

  • STUDENTS, Scholars, Faculty & Family (Any Visa)

  • DEPENDENTS (Student NOT required)

  • OPT

  • STUDY ABROAD Worldwide

  • Any TRAVELER or VISITOR outside home country

  • VACATION, Holiday, Tours, Cruises, Senior Travel

  • BUSINESS or Conference Travel

  • RELIGIOUS, Church, Mission or NGOs

  • ANY International Travel for ANY Reason!

EXPLORER

No Visa Required!

EXPLORER (Plan E Plus) is essential health insurance for Students, Study Abroad, Schools & Any Travelers Worldwide and includes Mental Health

 

Inexpensive Daily Rates, with a choice of Medical ($50,000 to $1,000,000) and Deductibles ($0 up to $500), EXPLORER meets many needs & budgets.  $100K+ is J-1 Visa compliant

Highlights

EXPLORER Student & Traveler insurance is ideal for:

  • Inexpensive Essential Insurance Coverage

  • Students, Study Abroad, Travelers & Groups

  • Meets USA J-1 Visa insurance requirements ($100K+)

  • F-2 & J-2 eligible to enroll without F-1 & J-1

  • 100% of covered medical expenses after deductible

  • Choose your Medical $100,000 up to $1,000,000

  • Choose your Annual Deductible $0 up to $500

  • Includes important Mental Health coverage

  • Includes Medical Evacuation & Repatriation coverage

  • Includes COVID coverage Worldwide

  • Does NOT include Maternity or Pre-Existing Conditions

  • No Visa Required!

  • Study, Travel, Work, Live - Abroad with EXPLORER

Student - Scholar - OPT - Study Abroad
Protection while STUDYING Away from Home

Student for StudyUSA 900x900_edited.png

Students
F, M & J Visa

 

Affordable International Student health insurance that meets visa requirements and provides the coverage required by Schools, including Mental Health, Maternity and Sports.  Choose the health insurance plan that’s just right for your needs, your budget and your School requirements!​

VISIT - China Girl.jpg

J-Visa Scholars
J-1 or J-2 Visa

Health Insurance designed to meet the US Department of State J-Visa insurance requirements to protect Students, Scholars, Families and Cultural Exchange Visitors & Groups while in the USA.  Includes $100,000 Medical (or more), Medical Evacuation & Repatriation and Mental Health.

(J-2s may enroll without the J-1)

VISIT - OPT Graduate Student_edited.png

OPT Students
F-1 Students on OPT

Health Insurance desiged for OPT Students with F-1 Visa as low as $42 per month!  OPT students may no longer be eligible for the University Plan and not yet be eligible for an employer's health insurance plan.  We offer many OPT Student Health Insurance Plans for your entire year on OPT.

VISIT - Study Abroad for website.jpg

Study Abroad
Study Abroad Worldwide

Health Insurance designed for Study Abroad, ideal for Individuals, Groups & Faculty-Led Programs.  Choose from several competitively priced Study Abroad plans, including our proprietary VISIT® EXPLORER that includes important Mental Health coverage while Traveling & Studying Abroad!

School "SHIP" & Individual Students

Get your custom-designed SCHOOL Health Insurance Plans ("SHIP"),

or compare Individual STUDENT Plans accepted by your School ("Waiver")

IMG_2698_edited_edited_edited.png

SCHOOL "SHIP" Plan

Designed for Your School

Student for StudyUSA 900x900_edited_edited.png

University Students

F, M, J & Q Individual Plans

iStock-514786946.jpg

Community College

F, M, J & Q Individual Plans

VISIT - China Girl.jpg

ESL Students

Especially designed for ESL

VISIT - High School Girl white background_edited.png

K-12 Students

Especially designed for K-12

Work, Live, Travel or Study Abroad

Ideal for Every Need & Budget

VISIT - ICON EXPLORER.png

EXPLORER

Student & Traveler Worldwide

VISIT - ICON STUDENT.png

Students & Scholars

F, J & M Visas

VISIT - Icon STUDY ABROAD.jpg

Study Abroad

Students, Group & Faculty-Led

VISIT - ICON SCHOOLS.png

Schools

University, College, K-12 & ESL

VISIT - ICON GROUPS.png

Groups

J-Visa Cultural Exchange or 5+

VISIT - ICON TRAVELER.png

Travelers

Any Travel - Any Reason!

VISIT - ICON GLOBAL CITIZEN.png

Global Citizen

Expat, Work & Live Abroad

VISIT - ICON BUSINESS.png

Business

Global Workforce, Multi-Trip

VISIT - ICON NGO.png

NGO & Social Good

NGOs, Missions & Social Good

VISIT - ICON TRIP PROTECTION.png

Protect Cost of Trip

Trip Protection or Cancellation

Student for StudyUSA 900x900_edited.png

YOUR Trusted Health Insurance Partner

VISIT® International Health Insurance

PO Box 210  Mount Vernon, VA  22121

info@visitinsurance.com  703-660-9062  USA ET

  • Facebook
  • X
  • LinkedIn
  • Instagram
  • TikTok
bottom of page