INDIVIDUAL & GROUP Health Insurance for:

  • Students, Scholars & Families
  • Visiting Faculty & Teachers
  • J-1 Visa Exchange Visitor Programs
  • Vacation/Holiday & Business Travel
  • ANY Travel Outside Home Country

 

Home International STUDENT Health Plans STUDENT & FAMILY Health Plans VISITOR or STUDENT (Plan E Plus) WORLDWIDE STUDENT or VISITOR UNIVERSITY & GROUP Plans

  VISIT® International Student Insurance
Specialized Health Insurance Plans for Students, Scholars, Faculty and their Families
 Underwritten by Lloyd's, London - Lloyd's has an A rating from A.M. Best and A+ ratings from Fitch Ratings and Standard & Poor's
 

VISIT® Student ECONOMY – Basic Coverage

VISIT® Student CHOICE – Better Coverage

VISIT® Student ELITE – Best Coverage


Quote & Buy Student Plans   Compare All Student Plans   ORDER ONLINE - Immediate ID Card
VISIT® International Student Insurance Coverage Benefits        
Coverages  VISIT® Student ECONOMY Plan VISIT® Student CHOICE Plan VISIT® Student ELITE Plan
Medical Maximum Options
(per person per disablement)
Routine physical exams are not covered

Inside the United States, failure to get pre-certification for treatment will result in a 25% penalty;
Penalty does NOT apply to emergencies.
Ages 14 days to 64 years
Choose: $50,000, $100,000, $250,000, $500,000 or $1,000,000

J Exchange Visitor MINIMUM Medical requirement is $100,000


Ages 14 days to 64 years
Choose: $50,000, $100,000, $250,000, $500,000 or $1,000,000

J Exchange Visitor MINIMUM Medical requirement is $100,000


Ages 14 days to 64 years
Choose: $50,000, $100,000, $250,000, $500,000 or $1,000,000

J Exchange Visitor MINIMUM Medical requirement is $100,000


Lifetime Medical Maximum $5,000,000 $5,000,000 $5,000,000
Benefit Period
This is the amount of time you have from the date of your injury or illness to receive treatment, and it corresponds with your period of coverage. After your coverage ends on your expiration date, you can no longer receive treatment. Remember, you must seek initial treatment of an injury or illness within 30 days of the date of injury or onset of illness.
Deductible Options (You pay)
(per person per disablement)
Choose: $0, $50, $100, $250, $500 or $1,000 Deductible

J Exchange Visitor Deductible MAXIMUM requirement is $500
Choose: $0, $50, $100, $250, $500 or $1,000 Deductible

J Exchange Visitor Deductible MAXIMUM requirement is $500
Choose: $0, $50, $100, $250, $500 or $1,000 Deductible

J Exchange Visitor Deductible MAXIMUM requirement is $500
Co-insurance
Co-insurance: Your share of the costs of a covered health care service, calculated as a percent of the allowed amount for the service.

IN PPO NETWORK
We pay 80% of the first $5,000,
then 100% to the medical maximum.
OUT OF PPO NETWORK
We pay 70% of the first $5,000,
then 100% to the medical maximum.

IN PPO NETWORK
We pay 90% of the first $5,000,
then 100% to the medical maximum
OUT OF PPO NETWORK
We pay 80% of the first $5,000,
then 100% to the medical maximum.
IN PPO NETWORK
We pay 100% to the medical maximum
OUT OF PPO NETWORK
We pay 90% of the first $5,000,
then 100% to the medical maximum.
Prescription Drugs INSIDE THE UNITED STATES
$10 copay for generic/$20 copay for brand
name (not subject to the deductible)
OUTSIDE OF THE UNITED STATES
$0 copay (deductible applies)
INSIDE THE UNITED STATES
$5 copay for generic/$10 copay for brand
name (not subject to the deductible)
OUTSIDE OF THE UNITED STATES
$0 copay (deductible applies)
INSIDE THE UNITED STATES
$0 copay (not subject to the deductible)
OUTSIDE OF THE UNITED STATES
$0 copay (deductible applies)
Vaccinations
(in the U.S. only as required by school, university or visa program)
$100 per 364 days of continuous coverage $150 per 364 days of continuous coverage $200 per 364 days of continuous coverage
Physical Therapy $25 per day to a max of 60 days
(requires a referal from the primary care doctor)
$50 per day to a max of 60 days
(requires a referal from the primary care doctor)
$75 per day to a max of 60 days
(requires a referal from the primary care doctor)
Spinal Manipulation $25 per day to a max of 60 days
(if prescribed by a physician for pain relief)
$50 per day to a max of 60 days
(if prescribed by a physician for pain relief)
$75 per day to a max of 60 days
(if prescribed by a physician for pain relief)
Local Ambulance Benefit INSIDE THE UNITED STATES
$350 per disablement (injury/illness)
OUTSIDE OF THE UNITED STATES
Up to medical maximum
INSIDE THE UNITED STATES
$500 per disablement (injury/illness)
OUTSIDE OF THE UNITED STATES
Up to medical maximum
INSIDE THE UNITED STATES
$750 per disablement (injury/illness)
OUTSIDE OF THE UNITED STATES
Up to medical maximum
Coma Benefit $10,000
(separate from the medical maximum)
$25,000
(separate from the medical maximum)
$50,000
(separate from the medical maximum)
Waiver of Pre-existing Conditions After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement. After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement. After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement.
Acute Onset of a Pre-existing Condition
(during the initial 364 days of coverage)
Medical covered expenses up to $5,000 Medical covered expenses up to $10,000 Medical covered expenses up to $25,000
Mental Illness including Alcohol & Substance Abuse INPATIENT: $5,000 (45 days max)
OUTPATIENT: 80% of URC to $500
INPATIENT: $10,000 (45 days max)
OUTPATIENT: 80% of URC to $1000
INPATIENT: $20,000 (45 days max)
OUTPATIENT: 80% of URC to $2000
Motor Vehicle Accident INSIDE THE UNITED STATES
50% up to $100,000
OUTSIDE THE UNITED STATES
Up to medical maximum
INSIDE THE UNITED STATES
75% up to $100,000
OUTSIDE THE UNITED STATES
Up to medical maximum
INSIDE THE UNITED STATES
100% up to $100,000
OUTSIDE THE UNITED STATES
Up to medical maximum
Non-contact Amateur Sports $2,500 $5,000 $10,000
Maternity Care
For a pregnancy to be covered, conception must occur
180 days after coverage begins.
$500
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy.
INSIDE THE UNITED STATES
IN PPO NETWORK: 80% up to $10,000
OUT OF PPO NETWORK: 60% up to $10,000
OUTSIDE THE UNITED STATES
80% up to $10,000
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy. 
INSIDE THE UNITED STATES
IN PPO NETWORK: 80% up to $25,000
OUT OF PPO NETWORK: 60% up to $25,000
OUTSIDE THE UNITED STATES
100% up to $25,000
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy. 
Routine Newborn Care $250 per newborn child $500 per newborn child $750 per newborn child
DENTAL
Dental - Sudden Relief of Pain
(for minimum purchases of 30 days)
$150 $250 $350
Dental - Accident $500 $1,000 $2,500
EMERGENCY SERVICES
Emergency Medical Evacuation & Repatriation $100,000
(separate from the medical maximum)
$500,000
(separate from the medical maximum)
$750,000
(separate from the medical maximum)
Emergency Medical Reunion Up to $200 per day/$15,000 maximum Up to $200 per day/$25,000 maximum Up to $200 per day/$50,000 maximum
Return of Child(ren) $25,000 $40,000 $50,000
Return of Mortal Remains $50,000 $50,000 $50,000
Local Burial/Cremation $5,000 $5,000 $5,000
Natural Disaster Evacuation $5,000 $10,000 $10,000
Natural Disaster Daily Benefit $25 per day, 5-day limit $50 per day, 5-day limit $75 per day, 5-day limit
Political Evacuation & Repatriation $10,000 $10,000 $10,000
Felonious Assault $10,000
(separate from the medical maximum)
$15,000
(separate from the medical maximum)
$20,000
(separate from the medical maximum)
Terrorism $25,000 $50,000 $100,000
24/7 Travel Assistance Services Included Included Included
AD&D
Accidental Death and
Dismemberment (AD&D)
$25,000 for primary participant;
$10,000 for plan participant spouse;
$5,000 for plan participant child;
Aggregate limit of $250,000 for total
number of insureds on plan.
$25,000 for primary participant;
$10,000 for plan participant spouse;
$5,000 for plan participant child;
Aggregate limit of $250,000 for total
number of insureds on plan.
$25,000 for primary participant;
$10,000 for plan participant spouse;
$5,000 for plan participant child;
Aggregate limit of $250,000 for total
number of insureds on plan.
Personal liability $25,000 $50,000 $100,000
OPTIONAL COVERAGE
Hazardous Activities Up to medical maximum Up to medical maximum Up to medical maximum
View Policy Details VISIT Student Economy VISIT Student Choice VISIT Student Elite

   

Review All VISIT® Health Insurance Plans
 
Plan E PLUS VISIT Lite VITAL Patriot Exchange Essential & Basic ACA Equivalent GeoBlue Student Secure Student Health
Advantage
Liaison Student Student Economy Student Choice Student Elite Medical Evac & Repat

Starting at $33.90
ANY VISA Accepted
$50K to $1 Million
No Maternity
$100K or Higher meets J-visa requirements
Dependents are eligible to purchase individually 

Starting at $66 
$50K or $500K Medical
Mental Health Coverage
Starting at
$66.00

$500,000 Medical
Mental Health Coverage
Pre-Ex after 12 months
Dependent Coverage
Starting at $48.62
$50K to $500K
No coinsurance
Meets J-visa requirements
No Maternity
Starting at $42.00
$100K to $500K
Meets J-vis requirements
Preventive Care
Mental Health
Pre-Ex after 6 months
Starting at $84.90
Maternity Coverage
Preventive Care
Mental Health Coverage
Pre-Ex no waiting period
Dependent Coverage
Starting at $222
Unlimited Plan
Preventive Care
Mental Health
Pre-Ex after 12 months
Starting at $84.63
$200K-$500K Medical
Maternity Coverage
Mental Health Coverage
Pre-Ex after 6 months
Student Coverage only
Starting at
$69

$300,000 Medical
Maternity Coverage
Mental Health Coverage
Pre-Ex after 12 months
Dependent Coverage
Starting at $70.10
$250,000 Medical
Maternity Coverage
Mental Health Coverage
Pre-Ex after 12 months
Dependent Coverage
       

CANCELLATION POLICY
All premiums are fully earned upon Application, and are Non-Refundable. Please apply only for the term of coverage you need, and re-apply as necessary as your plans may change.
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www.visitinsurance.com
Correspondence: P.O. Box 210, Mount Vernon, VA  22121 (703) 660-9062/ (800) 247-5575/ (703) 991-9164 fax
email:
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