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EXPLORER (Plan E PLUS)
STUDENT & TRAVELER Health
Insurance
Any
Travel ◦ Anywhere ◦ Any Reason
Health
Insurance for Accidents, Sickness
and Medical Evacuation when
Studying, Visiting or Traveling
Abroad outside your Home Country –
for ANY Reason!
VISIT®
EXPLORER is ideal for:
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STUDENTS, Scholars, Visiting
Faculty & Families (F, J
or any Visa)
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Dependents SAME Price as
Students (Student enrollment
not required)
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OPT
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STUDY
ABROAD Worldwide
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ANY TRAVELER or VISITOR
outside home country – for ANY
Reason!
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International GROUPS –
Education, Cultural Exchange,
Music, Vacation etc.
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VACATION, Holiday,
Tours,
Cruises, Senior Travel
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BUSINESS or Conference Travel
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RELIGIOUS, Church,
Mission
or NGOs
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ANY
International Travel for ANY
Reason!
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Popular STUDENT & TRAVELER Health Insurance Plans |
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Exclusively offered by VISIT®
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EXPLORER
(Plan E PLUS)
Inexpensive Essential Coverage!
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Affordable International Health Insurance for
Students, Scholars, Faculty, Families and
ANY International Travelers and GROUPS for
ANY Reason!
- Meets or exceeds J-Visa insurance
requirements
- F-2 & J-2
eligible to enroll without F-1 & J-1
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Pays 100% of covered medical
expenses after deductible
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Choose a Medical
Maximum from $100,000 up to $1,000,000 Per
Accident or Illness
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Choose an
Annual Deductible from $0
to $500
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NOW
INCLUDES Mental Health & Substance
Abuse Coverage!
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Includes Medical
Evacuation and Repatriation
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Includes COVID coverage
to/from the USA & Globally
- EXPLORER does
not include Maternity
No Visa Required!
Study, Travel, Work, Live – Abroad!
Study &
Travel safely with EXPLORER (Plan
E PLUS)!
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Essential
Coverage &
Flexible Optional
Coverage
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EXPLORER (Plan E PLUS) Brochure
Watch EXPLORER (Plan E PLUS) Video
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| Coverages |
Plan E PLUS
EXPLORER |
Accident & Sickness
Medical
Please note: Routine physical exams and vaccinations are
not covered
Renewable for up to 3 years |
Choose
$50,000, $100,000, $250,000, $500,000
OR $1,000,000
Medical Maximum
per injury or illness
Age 0-64
$50,000 Age 65-79
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Annual Deductible
For a covered
medical expense, the Deductible is the portion of your medical
bill that is your responsibility. |
Choose
$0, $100,
$250 or $500 Deductible per
policy period
Students: please check if
your
school allows higher
deductibles
Emergency Room Deductible: $250
For
Illness ONLY, if not admitted into the hospital. Injuries
are NOT subject to the ER Deductible. |
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Copayments |
Walk In Clinic:
$15
Urgent Care: $25 |
Co-insurance
Co-insurance: Your share of the costs of
a covered health care service, calculated as a percent of
the allowed amount for the service. |
In Network: 100%
Out-of-Network:
After You pay the Deductible, the plan pays 80%
of the next $5,000 of eligible expenses, then 100% to the
selected Medical maximum
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COVID |
Covered as any other illness |
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Mental Health & Substance Abuse Coverage |
Impatient: $10,000 maximum limit
Outpatient: $50 maximum
per visit. $500 maximum limit |
Emergency Medical
Evacuation
(Must be approved in advance by the company) |
up to $1,000,000 |
Repatriation of mortal
remains
(Must be approved in advance by the company) |
Up to the maximum limit for return of mortal remains or ashes to
country of residence, or $5,000 maximum limit for cremation or
local burial at the place of death. Not subject to deductible |
| Pre-existing condition
coverage |
No coverage
for
Pre-existing medical condition, sickness, Injury, Illness,
disease, Mental Illness or Mental Nervous Disorder, regardless
of the cause including any congenital, chronic, subsequent, or
recurring complications or consequences related thereto or
resulting there from that with reasonable medical certainty
existed at the time of application or any time
during the 36
months prior to the effective date of coverage under this policy, whether or not previously manifested, symptomatic, known,
diagnosed, treated or disclosed. |
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Pre-Certification |
50% reduction of eligible medical expenses if
pre-certification provisions are not met
The following must always be pre-certified
for medical necessity before admission or receiving treatments
and/or supplies: Any treatment requiring inpatient
hospitalization, Surgery or surgical procedure, including
outpatient surgery, CAT scans or MRI's, Care in an extended care
facility, Home nursing care, Chemotherapy, Radiation Therapy,
Interfacility Ambulance Transfer.
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| AD&D - Accidental Death
& Dismemberment |
$25,000 per
Insured/Spouse $5,000 per Dependent Child |
| Maternity coverage |
No coverage |
| Home Country coverage |
14 Days |
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Dental (Accident Coverage only) |
To a maximum
of $500 (available only if purchased for 1 month or more) |
| Personal
Liability |
$100,000 /
$25,000 Property Damage |
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Hazardous Sports
coverage |
No
Coverage |
| Return of
Minor Child |
up to $10,000 |
| Lost baggage |
up to $250 |
| Assistance
Services |
Included |
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View Policy
Details |
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